Fees, Insurance and Payments

If you’ve received a bill from Dr. Chalmer, follow this link.

For video sessions, follow this link.  For Couple Intensives, follow this link.

Dr. Chalmer accepts checks, cash, and credit cards (including HSA cards) at his office.  You can also make a payment via credit or debit card at this link.

For 45-minute sessions in the office, Dr. Chalmer’s fee is $160 for the first session, and $135 for subsequent sessions. Dr. Chalmer accepts some insurances for 45-minute sessions (see below).

For longer sessions, called intensives, Dr. Chalmer does not accept insurance (even for part of the time)–intensives are a separate service, offered on a self-pay basis only. Fees for intensives are as follows:

  • $180 for 60 minutes*
  • $225 for 75 minutes 
  • $270 for 90 minutes
  • $315 for 105 minutes
  • $360 for 120 minutes
  • $405 for 135 minutes

*60 minute sessions are offered only after the first session

Because of the extended time, intensives are reserved by prepayment. Dr. Chalmer will provide the payment link to you when you set up the appointment. Please prepay promptly, since the time can be offered to others until it’s prepaid.

Insurance information (45-minute sessions only): 

Even for 45-minute sessions, there are good reasons why you might prefer to self-pay, rather than use insurance. However, if you wish to use insurance (only for 45-minute sessions), Dr. Chalmer accepts insurance from many different companies, including Medicare, Medicaid, and most (though not all) insurance plans that serve Vermont. For plans in which Dr. Chalmer is an in-network participating provider, the fee is governed by contract.

Dr. Chalmer is in-network for Blue Cross/Blue Shield, CIGNA, MVP, Medicare, and Medicaid, among others. Dr. Chalmer is out-of-network for United Healthcare/Optum and Tricare.  If you are unsure if sessions with Dr. Chalmer are covered by your plan, please check with your insurance plan.

If you are using insurance, please make sure you obtain any necessary referral or authorization for treatment.  Some plans will not pay for sessions that have not been authorized.

You are responsible for deductibles, copays, or, if insurance does not cover the service, the full fee.  Payment is required at the time of service, unless other arrangements have been made. Please note that Dr. Chalmer will submit insurance claims for your primary insurance electronically on your behalf, but in case of difficulties with your insurance you are responsible for following up with the insurance company and ensuring payment in timely fashion. If insurance denies the claim, you are responsible for the full fee.

Missed appointment/cancellation policy

When you make an appointment, the time is reserved for you.

For video sessions, follow this link.  For Couple Intensives, follow this link.

For 45-minute therapy sessions, if you miss or cancel a session with less than 24 hours notice, you may be billed the full fee for the session. Missed or cancelled sessions cannot be billed to any insurance.

For intensives, as noted above, times are reserved by prepayment. No refund will be made for any session cancelled within seven (7) full days of the scheduled time.